How to Deal with a Misplaced Cheque Book

By Subodh / April 16, 2013

The risk that comes with missing a cheque book can be risky. This is because it can be your link to a large amount of money in your bank account. There are a few things that could be done when you try to work towards fixing your cheque issues.

Contact Your Bank

You have to start by contacting the bank or other provider that gave you your cheque book. You must freeze your account as soon as possible. This is so anyone who tries to use your card at a certain time will not be able to get access to it because its information is not available. You’ll need to do this as soon as possible for the best possible results for preventing issues relating to other people trying to get access to your account.

Recall Your Tracks

The next thing to do is to take a look at where you might have been last with your cheque book. This includes taking a look at where you might have taken the book to and what you might have done with it recently. This information might have to be factored into the process to help you see what you are doing with your book and if you are fully aware of what you might have done with it after a while.How to Deal with a Misplaced Cheque Book

List All Companies

Get a list of all the companies that take in payments from you. These include people that you regularly pay with checks for all sorts of services and functions that you might use each day.

You have to list these companies so you will have a way of making it easier for people to see how they will be paid off later. You might have to change your payment plans with these people for a period of time. This might involve a new account number depending on what you use.

You’ll have to be sure that you use the right plan for changing your data so you will keep your payments intact. It must be used right no matter what you might have to pay off over a period of time.

Open a New Account if Needed

You might have to open a new checking account with your bank. This will have the same funds as your old one but will instead include details relating to a new number. This might let you get a little more out of what you might be using for covering your funds.

What About the Police?

You should only issue a police complaint in the event that you know that the checking account you’ve been using has been stolen by another party. This might be used in the event that there are issues surrounding what you had and if you are suspicious that someone took your cheque book.

You have to deal with your misplaced book as soon as possible to make sure you are not in any more trouble than you could be. You have to do this so your process will not be too tough to maintain.