How To Overcome Auto Wreck Debts

By Subodh / November 28, 2013

Automobile accidents can bring a whole host of problems into your life. From dealing with the damage to your vehicle to recovering from injuries, coping with the aftermath of a car accident can really turn your life upside down. One of the most problematic aspects of a wreck is the financial strain it can bring with it. However, by enlisting in the help of accident specialists, getting your finances on track after experiencing a SBIDSY (“Sorry Buddy, I Didn’t See You”) becomes easier than you think. The following steps should be taken when involved in a wreck to help ensure the aftermath for a claim can be filed correctly.

1) Call 911

If there is need for immediate medical attention, immediately call 911 or the local emergency number to get help. Be sure to give your direct location so that responders can be dispatched immediately. Time is of the essence when medical care is needed.

car accident

2) Get All Info

The first thing you need to do post-accident is ensure you’ve collected all the information you possibly can. Get the names and insurance information of anyone involved, including any eye witnesses to the accident. Be sure that you involve the police. The police can issue you with a police report from the accident, which you will need should you need to either file a claim or seek legal representation.

3) Take Photos

Be sure to take photos of the accident scene, and of all the vehicles and injuries involved. Most cell phones have cameras on them in today’s world, so having access to a camera should be made easy and available. These photos can become a very important part of an investigation and for a claim later. As soon as possible, back them up on a computer so you have copies as well.

4) Go Tech

If you’re not sure what information you should gather after an accident, then try downloading one of the many post-accident apps available for smart phones. Apps like Accident Wizard not only offer one-touch access to emergency personnel, but guide you step-by-step through the process of documenting damage to your car, injuries and even helps you to get audio witness statements. As if this wasn’t enough to make the trauma of an accident go away, many of these apps will then create a full accident report for you that can be submitted to both insurance companies and legal representation.

5) Seek Advice

One of the best things you can do if you’ve had the misfortune to be involved in an auto accident is to seek out the advice of an attorney. Experienced car accident legal professionals can advise you on what expenses should be covered by the insurance companies, and they can also help make sure you get the maximum amount of compensation when filing a claim.

Auto Wreck Debts

Be sure to bring copies of your accident report, notes you may have taken, medical bills and receipts for any damage you’ve had repaired so they can get an idea of the costs you’ve incurred. You may even be able to receive damages for your pain and suffering, depending on the extent of injuries received.

6) Keep it Local

If you’re considering seeking legal representation after an accident, it’s important that you look locally. A local attorney will be equipped to counsel and knowledgeable about all local and state laws that can affect your accident. For example, recently in San Antonio, an accident occurred while and officer was responding to an emergency call. The officer stated that another driver failed to yield, causing a two car accident.

Retaining a San Antonio car accident lawyer would be very important for this case to help ensure the case gets the benefits of someone who knows both local and state law. Staying local can often times get you the edge when pursuing legal avenues after your wreck.

7) Don’t Rush

After an accident, it’s only natural to want to get everything settled as soon as possible. However, this may not be the best course of action if you’re seeing your post-accident debts mounting. Remember, insurance companies also want to settle as quickly as possible, so it’s important that you are aware of what you should be receiving for expenses such as injury and damage to your car.

8) Keep Track of Everything

Bills can really pile up after an accident. There are visits to the doctor, automobile repairs, towing, lost wages and car rentals amongst others. Though your insurance may cover some of these, it’s important to make sure the responsible party covers your costs. Keep receipts for every cost involved after your accident and ensure your accident attorney has copies of everything.

Let’s face it: dealing with the aftermath of an automobile accident can feel overwhelming for even the most experienced of victims. However, by taking the appropriate steps after your wreck, you can ensure that you and your family don’t incur unnecessary costs during your post-accident experience. Don’t be afraid to seek out additional advice and retain the services of an accident lawyer, as they can often be the real difference in getting you what you deserve.